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NerdWallet writers and editors are experts in their subject and originate from a range of backgrounds in journalism and finance. We adhere to the best editorial standards to be sure our audience have the knowledge needed to make monetary selections with confidence.Before you decide to make an application for any type of loan, you should know your c
This can be attained with the five C's of credit, which is a common methodology employed by lenders to gauge the creditworthiness of opportunity borrowers.Collateral—only relates to secured loans. Collateral refers to anything pledged as safety for repayment of a loan in the event that the borrower defaultsIncorporate an origination charge (optio
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